Risk-Managed Models

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Severin Investments offers seven strategic models that our portfolio managers blend across asset classes and sectors. We then implement a tactical overlay and sector rotation to adjust the models to the economic and market climate. These risk-managed models create a diversified investment portfolio for your clients by balancing equity and fixed income, market cap, region, and sectors.

Four of our risk-managed models consist of stocks, bonds, and ETFs. These include (with strategic weightings of equity / fixed income / cash as indicated):

• Severin Moderate Growth & Income (55/43/2)
• Severin Conservative Growth (70/28/2)
• Severin Moderate Growth (85/13/2)
• Severin Long Term Growth (95/3/2)

These models contain 80-100 securities, most of which are individual stocks. ETFs are typically used for fixed income allocations, and may be used to supplement certain asset classes such as emerging markets. Individual stock selection helps us drill down into sub-sectors and choose companies with high quality fundamentals and good upside potential.

Three models invest only in ETFs and low cost mutual funds. These include (with strategic weightings of equity / fixed income / cash as indicated):

• Severin ETF Conservative Growth (70/28/2)
• Severin ETF Moderate Growth (85/13/2)
• Severin ETF Long Term Growth (95/3/2)

Our ETF-only models provide a similar asset class and sector blend to their stock-focused counterparts. However, they are designed to accommodate smaller accounts. They typically contain 15-25 ETFs.

Please see below for our model descriptions and links to our most recent Morningstar Reports.